About Home Loan
Daeju Financial Consultancy Pvt Ltd is always ready to solve your every financial problem regarding buying your new home. Whether you are going to buy a new, plot/land or a house or start constructing it from scratch or renovating it with modern facilities, we have special loan offers for every need. We are helping all professionals, salaried employees and self-employed people looking for a home loan.
We can help you to get a home loan up to Rs 10 crores with on affordable interest rates. You will get benefits of flexible repayment options and many other tax saving options. With our services and flexible EMI options, you can manage your finances better. To get all the facilities, you need to apply for a home loan online and get instant approval.
Features of Home Loan
Most of the people always deep check the types of EMI options, loan tenor while searching for a home loan online. As a responsible financial consultancy, we want you to be aware of other features a home loan. These features can reduce a heavy load on your budget. Thus you might consider them during your quest for a perfect loan option.
Balance Transfer Facility
Having a balance transfer facility will give you an extra helping hand to repay the loan amount. You have this option at Daeju home loans.
Process of Loan Approval
Now everybody wants to save his/her time. Thus, you have to check the process of loan approval, time that agency will take to approve home loans.
Pre-approved loans
It is also a vital feature that every loan aspirant must check while searching for a home loan. Based on user’s income details, the company may offer a pre-approved loan.
Type of Home Loan
Based on purpose home loans can be broadly categorized into 4 categories:
Land Purchase
Home Purchase
Home Construction
Home Renovation
Eligibility Criteria For Home Loan
To buy a house with the help of a loan you have to meet the following requirements:
Age
Stable employment
Regular Source of Income
Documents Required For Home Loan
Every person who lives on rented in our country has a dream to buy his/her house. However, this dream doesn’t get the shape of reality to lack some documents. As a responsible financial consultancy in Delhi NCR, it’s our duty to aware you about the required documents to get your home loan approved.
- Identity and Residence proof
- Application form with photograph
- Processing fee cheque
- Last 6 months bank statements
- ITR required for last 3 years
For Salaried Employed
- Form 16
- Latest Salary Slip
For Business-Professionals
- Business Profile and Previous 3 years Income Tax returns (self and business)
- Previous 3 years Profit/Loss and Balance Sheet
- GST registration
